Every business has a vision and a mission to follow. But, to achieve these, entrepreneurs need to have leadership expertise and adequate capital to finance the business. You may have the vision to reach the new heights in the world of business, but lack of funds may be stopping you from using your skills. You...
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HUD Requirements For Manufactured Home Foundations
Are you looking to purchase a manufactured “mobile” home and finance it with a FHA loan? Are you looking to refinance your current loan with an FHA loan? If you are, then the foundation of your home will have to be reviewed by a licensed structural engineer to ensure that is complies with HUD requirements...
A Small Business Loan Is Easy to Get If You Are Doing the Important Things Right
When your business is in its starting phase, you need a loan to grow it. Yes, there are ways for you to start your business with very little capital, but even in the age of the internet you need loans for the growth and expansion of your business. Oftentimes, startup and small business owners are...
Renovation Loans: FHA 203(K), Fannie’s Homestyle Renovation Mortgage and Conventional Rehab Loans
With a plethora of homes still sold as short sales and foreclosures, renovation loans are increasingly popular with homebuyers. Many family dwellings are being redesigned for additional family members these days. As rental housing costs rise, families decide to live together and save money. There are multiple situations that could apply: boomerang children, aging parents,...
The Advantages of Getting an Unsecured Business Loan for Your Business
If you simply do not have the spare money to spend, you can turn to an unsecured business loan. These type of loans are a positive alternative for people who own businesses – some companies make sure the money is available within 24 hours of applying. Take note that business loans are different than personal...
Commercial Loan Retainer Fees
Retainer fees are “standard business practice” for some (but not all) commercial loan situations. It is understandable that a commercial borrower would rather not pay such a fee, so it is important for a commercial borrower to understand when it is more likely to be necessary. In fact a business loan retainer will not be...
12 Tips to Avoid Foreclosure & Save Your Home
If you are in danger of facing foreclosure because you have defaulted on your monthly mortgage payments, you must act quickly before it’s too late to negotiate a loan modification, and your home gets sold in a foreclosure auction. You may feel hopeless now, but there is still hope until that auction date arrives. Here...
Small Business Loans – Merchant Loans And Alternatives
Perhaps one of the most common ways to start your own business is to become a merchant. However, being one is no walk in the park. There are several things that you need to pay attention to, especially the liquidity of your business. In many cases, being short of capital or not having ready access...
For Sale By Owner – You Can Do It!
Need to sell your home? In today’s market “for sale by owner” may be the best way to sell. Trust me, it doesn’t take a rocket scientist to be successful at selling your own home. The information in this article may provide you with in-site you may not have had before. You can do it...
Banks Have a Lot of Reasons to Reject Your Small Business Loan
For a small business to grow into a big business, it needs a loan unless it has exceptional sales and profit margins. A small business owner has quite a few places where he/she can go with a loan request. Banks seem to be one of their options on most occasions. What these owners might not...