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Do Deep Green-Energy Efficiency Upgrades Make Economic Sense?
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Do Deep Green-Energy Efficiency Upgrades Make Economic Sense?

First of all, not every green or energy efficiency item will provide a substantial rate-of-return or ROI. Replacing carpet with bamboo flooring makes perfect environmental sense but might not be justified through an economic payback calculation. Replacing a gravel driveway with permeable pavement is an admirable retrofit project but, since gravel is also permeable, the...

Community Facilities Districts Info for State of California
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Community Facilities Districts Info for State of California

I. BACKGROUND Proposition 13, which was enacted in California in 1978, imposed fiscal constraints on local governments by limiting the amount of tax on property. Before the passage of Proposition 13, local governments issued long term general obligation bonds to fund public improvements required to serve new development projects. These general obligation bonds were repaid...

Lines of Credit Vs Loans – Small Business
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Lines of Credit Vs Loans – Small Business

Loans or Lines of Credit: What’s best for your business? When you own a small business, finding the right type of financing is the key to growth. There are many options available today, but the two most common options are: business loans and business lines of credit. Answer these questions before selecting the best way...

Disadvantages of Buying a Fixer Upper
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Disadvantages of Buying a Fixer Upper

You can save money by buying a home that needs a lot of repairs, in addition to the equity that will add up from all your effort and willingness to do all the work yourself. The only problem is that fixing up a home is not physically or financially simple and can test your ability...

Research to Do Before Your Kitchen Remodel
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Research to Do Before Your Kitchen Remodel

When planning a kitchen remodeling project, the first step is to call a remodeling company, right? Maybe not. Before you start talking with the professionals, do some research so you’re in a good position to get make informed decisions with your remodeling professional. Figure Out What You Want Research the different options for flooring, cabinets,...

Who Controls the Real Estate Process?
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Who Controls the Real Estate Process?

Let’s narrow that definition down a bit by taking a look at the components. Real Estate markets usually segment into commercial, industrial, new home construction, residential resale, leasing, vacation destinations and time share. These broad categories identify specific market segments with each having a unique group of participants. Conceptually, when we talk about the real...

Unsecured Business Loan With No Collateral
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Unsecured Business Loan With No Collateral

Just because it doesn’t pop up in front of you doesn’t mean it doesn’t exist. Many people are under the impression that they have to put their home or car down in order to receive money from a financial institution. For this reason, some choose to let their business go down simply because they are...

Benefits of Custom Cabinets
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Benefits of Custom Cabinets

Optimize Your Storage Space They can improve a house lacking current storage space. If a certain area has the potential for storage, custom cabinets can utilize the square footage. Stock cabinets are less likely to fit into unique spaces or cater to the quirks in an older home. Adding storage to your home will reduce...

Building an Energy Star Home
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Building an Energy Star Home

Anyone building a home should give serious consideration to building an Energy Star home. There are several reasons why this financially benefits the homeowner. – Compared with standard homes, Energy Star qualified homes use substantially less energy for heating, cooling, and water heating-delivering $400 to $600 in annual savings. Over the average 7 to 8...